Wise enables you to send money worldwide fast, low-cost, and secure online. Money transfers from the United Kingdom or anywhere else in the world to any other destination are now easy as pie.
You send
1,000–8.68 GBP Fee see
=991.32 GBP Amount we’ll convert ×152.236Guaranteed rate (44 hrs)
Recipient gets 150,915
Wise had 12 million customers and counting.
Wise never hides extra fees and charges in the exchange rate.They just use the exchange rates independently provided by Reuters. That means fair, low-cost transfers, every time.
You can compare Wise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.
Wise is always honest with it's customers. And honestly, is not the cheapest this time. But they don’t have comparison data for transparency or speed at the moment. So while there are cheaper options, they might not be the fairest or the fastest.
How to send money to Kenya
1.Start your transfer.
Pay in GBP or the currency you are using with your debit card or credit card, or send the money from your online banking.
2.Get the best rate out there.
Wise will always give you the real and fair mid-market exchange rate.
3.Money is locally delivered.
The recipient gets money in their currency directly from Wise's local bank account or mpesa.
How much does it cost to transfer money to Kenya?
To send money in GBP to Kenya, you pay a small, flat fee of 1.15 GBP + 0.76% of the amount that's converted (you'll always see the total cost upfront).
Some payment methods have an added fee, but that's usually tiny too.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Wise Fees
Fixed fee 1.15 GBP
% fee for transfers up to 100,000 GBP 0.76%
% fee for transfers up to 300,000 GBP 0.66%
% fee for transfers up to 500,000 GBP 0.61%
% fee for transfers up to 1,000,000 GBP 0.6%
% fee for amounts over 1,000,000 GBP 0.59%
How long will a money transfer to Kenya take?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. Wise always keeps you updated, and you can track each step in your account.
You get to save when sending money to Kenya.
Wise is easy to use and very convenient.
Wise makes transferring money to Kenya a breeze:
Just tap in how much, and where to.Then make a local payment to Wise , whether it's with a bank transfer, swift or your debit or credit card.
And that's it. will convert your money at the 'inter-bank' rate the real rate so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
Available payment methods
Bank Transfer
Debit Card
Credit Card
PISP
Swift
The best ways to send money to Kenya
Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.
Here are the best ways to transfer money to Kenya with Wise:
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise
. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards.
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account without having to leave the app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
1. Create your free account.
2. Set up your first transfer.
3. Tell us a little about yourself.
4. Tell us who you're sending to.
5. Make sure everything looks good.
6. Pay for your transfer.
Wise is safe and secure
Wise is an authorized Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom.
This means Wise is required by law to keep your money safe by storing it in a low-risk financial institution in Europe. This is in their UK account with Barclays, in the US this is in our US account with Wells Fargo.
They are trusted by 12 million people and counting.
They have a 4.6 out of 5 rating on Trust Pilot. It's your money. You can trust them to get it where it needs to be, but don't take their word for it. Read their reviews at Trustpilot.com
Wise is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.
Types of money transfer available with Wise
Bank Account
M-Pesa
Make a Wire transfer to Africa
Mobile Money
Send by Credit Card
Send from Bank Account
Send to Bank Account